SWAN | DROP Ready
Your DROP date may be set.
Is the rest of your retirement?
What is DROP?
DROP is Florida's Deferred Retirement Option Program. Once you're eligible, you officially retire yet keep working — for up to eight years — while your monthly pension builds in a separate account instead of being paid out. When your DROP period ends, you leave with that accumulated lump sum, and your pension begins for life.
This is not a knowledge quiz. It is a decision-readiness assessment. Choose the answer that best describes where you stand today — not where you hope to be by retirement.
Sarasota, Florida · 27.34° N · Sleep Well At Night
Exit Clarity
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If you retired tomorrow, what is the one financial decision you would be least comfortable making today?
Your Results
Your DROP Ready Score
Your score identifies where planning conversations may still be needed. It does not certify that you are financially prepared to retire.
Where you stand, by area
The twenty decisions, grouped into the seven areas of a coordinated DROP exit. The lower the bar, the more a conversation could move the plan forward.
Your 3 Decision Flags
Identify the three questions you scored lowest. These become the first three issues to address in your DROP Exit Map.
The one decision you would be least comfortable making today:
Turn this into your one-page DROP Exit Map.
Bring this assessment to a DROP Exit Readiness Review. Send it to SWAN and we will use your three Decision Flags to build your personalized DROP Exit Map — complimentary, by phone or Zoom, no obligation.
For educational purposes only. This assessment is based solely on the participant's responses. It is not a guarantee, projection, recommendation, or determination that a participant is financially prepared to retire. Verify current retirement-plan rules and obtain individualized tax, legal, and investment advice as appropriate.